Tag: Louisiana

Gardening in Bloom: Tips to Beautify Your Home with a Garden

If you are looking to increase the aesthetic value of your home, it is important you take the time and effort to make improvements that do not add significant, long-term costs to you or future owners of the home. Having a garden filled with flowers, plants or even vegetables and herbs is one of the most cost-effective ways to beautify your home and add to its beauty... Read Article

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Clement Insurance Agency in Houma, Louisiana, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review... Read Article

Great Insurance Tips for First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower... Read Article

Two Exceptions to Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household... Read Article

Will Your Auto Insurance Cover Your Passengers?

The Holidays are the time for good cheer, family togetherness, and road trips. Unfortunately, the holiday season (particularly Christmas Eve and New Year’s Eve) is one of the most dangerous times to be on the road. Heavy traffic, fewer daylight hours, colder temperatures, holiday alcohol consumption, and increased chances of rain, snow, and freezing weather make road trips during the holidays riskier for both you... Read Article