Avoid a Headache When You Can't Avoid What's in the Road
Posted: November 3, 2016
Avoid a Headache When You Can't Avoid What's in the RoadIn a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At Clement Insurance Agency we recommend that our clients review their auto...
How to Tell if Your Roof Needs Replacing
Posted: October 3, 2016
How to Tell if Your Roof Needs ReplacingRoofs are one of the parts of the home that tend to cause homeowners the most headaches: how do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....
Is Your Home Ready for the Fall?
Posted: September 2, 2016
Is Your Home Ready for the Fall?For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that’s broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Does My Homeowners Insurance Policy Cover Against Animal Damage?Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other property, if it was damaged by your own pet. However, if your pet damages another person’s property, you may be covered, based upon the terms of your...
Light the Sky, Not Your House This July 4th
Posted: July 1, 2016
Light the Sky, Not Your House This July 4thHamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Houma community enjoys. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million...