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Category: Home Insurance

Gardening in Bloom: Tips to Beautify Your Home with a Garden

If you are looking to increase the aesthetic value of your home, it is important you take the time and effort to make improvements that do not add significant, long-term costs to you or future owners of the home. Having a garden filled with flowers, plants or even vegetables and herbs is one of the most cost-effective ways to beautify your home and add to its beauty...

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Clement Insurance Agency in Houma, Louisiana, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review...

Great Insurance Tips for First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower...

What's the Best Homeowner's Advice You've Ever Received?

Being a homeowner is a dream that most people have. Once you've saved enough to buy a home, gone through the stressful process of working with a real estate agent to find the right home in the right neighborhood, and gotten the best deal you can on a mortgage, the next phase of taking possession and moving in begins. It's an exciting time, but it's...

Does Homeowners Insurance Cover Landscaping?

Your yard is an important part of your home, and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...