Clement Insurance Agency
Reliable Insurance Built for South Louisiana
Clement Insurance Agency is a local, independent insurance agency based in Houma, serving homeowners and businesses across South Louisiana since 1995. We focus on home, auto, business insurance, and group benefits built for real South Louisiana risks including hurricanes, flooding, and coastal property exposure.
Local Experience. Independent Advantage.
Since 1995, we have helped individuals, families, and business owners in Houma and New Orleans make confident insurance decisions with guidance rooted in real-world experience. As an independent insurance agency, we work with multiple carriers, allowing us to compare coverage options and structure policies around your actual risks—not a one-size-fits-all template.
We take time to understand your situation, explain coverage in plain language, and help you plan ahead so there are no surprises later.
Insurance Solutions for Every Stage of Life and Business
We specialize in homeowners and auto insurance, while also providing business insurance and group benefits for clients across Houma, New Orleans, and surrounding communities.
Home Insurance
Homes in South Louisiana face coastal exposure, hurricane risk, and rising rebuilding costs. We help clients understand coastal home insurance in Louisiana, review hurricane insurance considerations, and structure Louisiana property insurance that reflects today’s replacement values.
For clients near the metro area, we also provide guidance on flood insurance in New Orleans and surrounding communities where separate flood coverage may be essential.
Auto Insurance
We help drivers in Houma, New Orleans, and across South Louisiana compare auto insurance coverage from multiple carriers. From liability and collision to comprehensive and uninsured motorist protection, we focus on coverage that fits how and where you drive.
Our goal is to provide auto insurance that holds up when it matters most.
Business Insurance
South Louisiana businesses face real liability and property risks that require thoughtful protection. We help secure general liability insurance, commercial property insurance, workers’ compensation, commercial auto insurance, professional liability, and umbrella coverage.
As a local independent insurance agency, we provide clear guidance so business owners can make confident decisions.
Group Benefits
We help employers in Houma and New Orleans design group health insurance and employee benefits that support long-term business goals. Coverage options include group health, life, disability, dental, and vision plans structured around your workforce.
We compare carriers and explain options clearly so you can choose benefits with confidence.
Why Clients Choose Clement Insurance Agency
Local, Independent Agency Serving South Louisiana
We live and work here. Our guidance reflects the real risks facing homes and businesses across Houma, New Orleans, and South Louisiana.
Established in 1995 With Long-Term Client Relationships
For nearly three decades, families and businesses have stayed with us because we focus on consistency, follow-through, and trust over time.
Clear Explanations—No Pressure, No Confusion
We explain coverage, options, and tradeoffs in plain language, so you can make informed decisions without feeling rushed.
Multiple Carriers for Better Options and Flexibility
As an independent insurance agency, we compare coverage from multiple insurance carriers to help you find the right fit.
Our Trusted Insurance Partners
Because we’re independent, we’re not tied to one insurance company. We partner with multiple top-rated carriers so we can compare pricing, coverage limits, and policy features—helping you find better coverage for your home, auto, business, or benefits.
Areas We Serve
Clement Insurance Agency serves homeowners, drivers, and businesses throughout South Louisiana, with our main office located in Houma, Louisiana. We regularly work with clients in Houma, New Orleans, and across Terrebonne and Lafourche Parishes, providing insurance guidance built around regional risks like hurricanes, flooding, and coastal property exposure.
In addition to our core
South Louisiana focus, we are licensed to provide insurance coverage throughout Louisiana, including:
If you’re searching for an insurance agency in Houma, Louisiana, Clement Insurance Agency provides local, independent guidance backed by multiple top-rated insurance carriers. We help homeowners and business owners throughout Houma, New Orleans, and South Louisiana compare coverage options and make informed decisions with confidence.
Frequently Asked Questions
What types of insurance does Clement Insurance Agency offer?
We help individuals and businesses across South Louisiana with home insurance, auto insurance, business insurance, and group benefits.
Are you a local insurance agency?
Yes. We’re a local, independent insurance agency based in Houma, Louisiana, serving New Orleans and surrounding South Louisiana communities.
What does it mean to work with an independent insurance agency?
It means we can compare coverage from multiple carriers and help you choose a policy that fits your needs—not just what one company offers.
Do you offer home insurance for hurricane and flood risks?
Yes. We help homeowners understand wind, hurricane, and flood exposure, including separate flood insurance options when needed.
Can you review my current insurance policy?
Absolutely. We review existing policies, identify gaps, and explain whether changes make sense—without pressure.
Ready to Talk?
If you want clear answers and coverage that fits your life, we’re here to help. Call our Houma office or request a quote online—no pressure, just straightforward guidance.
