Personal Umbrella Insurance in Houma, Louisiana
Clement Insurance Agency | Serving Houma, New Orleans & South Louisiana
Optional Add-Ons
Ask us about rental reimbursement, roadside assistance, and gap coverage — extras that make real-life driving easier.
What Your Policy Should Cover
Additional Liability Protection
Covers you above and beyond your other policies’ limits for injuries, lawsuits, or major property damage.
Coverage for Home, Auto, Boat, and More
Applies when your standard policy runs out—one policy, multiple uses.
Legal Defense Costs
Pays legal fees if you’re sued, even for cases that don’t result in a payout.
Personal Injury
Covers liability for libel, slander, or false arrest—not just physical injury.
Worldwide Coverage
You’re protected no matter where an incident happens.
Who Needs Personal Umbrella Insurance?
If you want extra peace of mind beyond your home, auto, or boat policies, an umbrella policy can protect your savings and future. Houma and New Orleans families choose umbrella coverage for higher liability—important for parents, landlords, and anyone with assets at risk. Clement Insurance Agency makes it simple to add extra coverage so you can face life’s surprises with confidence.
Curious about how much coverage you need?
How the Process Works
Step 1
Review your current policies and assets.
Step 2
Recommend the right coverage amount for your risks.
Step 3
Set up your umbrella policy—affordable and flexible.
Step 4
Ongoing support for questions or claims.
Frequently Asked Questions
Who should consider umbrella insurance?
Anyone with a home, vehicle, or savings at risk. Parents, landlords, and high-net-worth clients benefit most.
How much coverage do I need?
It depends on your assets and risks—most people start at $1 million. We’ll help you decide.
Does an umbrella policy replace my other insurance?
No, it adds extra protection on top of your home, auto, or boat policies.
Is umbrella coverage expensive?
Most policies are surprisingly affordable for the amount of protection you get.
Ready to Get Started?
Extra protection is just a conversation away. Clement Insurance Agency helps Houma, New Orleans, and South Louisiana clients protect what matters. Request your umbrella insurance quote today.
