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Category: Auto Insurance

Will Your Auto Insurance Cover Your Passengers?

The Holidays are the time for good cheer, family togetherness, and road trips. Unfortunately, the holiday season (particularly Christmas Eve and New Year’s Eve) is one of the most dangerous times to be on the road. Heavy traffic, fewer daylight hours, colder temperatures, holiday alcohol consumption, and increased chances of rain, snow, and freezing weather make road trips during the holidays riskier for both you...

Will Your Auto Insurance Cover Your Passengers?

Although no road trip can be completely risk-free, driver diligence can help prevent accidents. As the driver, there are steps you can take to help ensure you and your passengers remain safe. If the worst happens and an unpreventable accident occurs, your passengers will be covered – provided you have the right auto insurance policy. What You Can Do to Help Keep Your Passengers Safe...

You or Your Car: Who is Insured?

Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what – or who – is actually covered. So if you get in an accident while driving another person’s car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically...

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance...

How to Handle Being Hit While Parked

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure or at the local shopping mall. Often the guilty party does not leave contact information which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...