Understanding Your Auto Policy
Posted: September 27, 2018
Understanding Your Auto PolicyDrivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Are You Paying Too Much For Your Car Insurance?Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
Why It is Important to Review Your Insurance Policies on a Yearly Basis
Posted: April 12, 2018
Why It is Important to Review Your Insurance Policies on a Yearly BasisInsurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Clement Insurance Agency in Houma, Louisiana, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review...
Two Exceptions to Permissive Use Car Insurance Coverage
Posted: February 20, 2018
Two Exceptions to Permissive Use Car Insurance CoverageYour car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household...
Safety Tips for New Teen Drivers
Posted: January 11, 2018
Safety Tips for New Teen DriversAs the parent of a teen driver, you may be wondering whether the hands-on-training and various precautions you've taken are going to be enough to keep your child safe when behind the wheel. Whether your child is driving to school, driving to a friend's house, or going on a road trip, safety is of utmost concern. Car accidents are one of the leading causes of teenage death for drivers...